Need Dollars Direct?

Dollars Direct

Searching for some dollars direct? Try Easy Payday today.

Dollars direct can help you through until payday. They aren't the worst option for some, though. Dollars direct can help relieve some of your financial burden in emergency situations. Do you want to know more about dollars direct? Keep reading to learn more.

No matter what, only get one payday loan at a time. Avoid getting multiple loans at one time. You can wind up so far in debt that you will never be able to pay off all of your loans. Think carefully about how much money you need. It is tempting to get a loan for a lot more than you need, but the more money you ask for, the higher the interest rates will be. Not only, that, but some companies may only clear you for a certain amount. Take the lowest amount you need.

Know all the charges that come along with a particular payday loan. After people actually get the loan, they are faced with shock at the amount they are charged by lenders. Don't be afraid to inquire what the interest rates for a payday loan are. When considering taking out a payday loan, be sure you understand the repayment method. Sometimes you may have to send the lender a post dated check that they will cash on the due date. Other times, you will just have to provide them with your checking account information, and they will automatically deduct your payment from your account.

Be prepared when you arrive at a payday loan provider's place of business. To get a payday loan, you need to bring some items with you. You'll need recent pay stubs, official ID., and a blank check. Individual businesses will have their own requirements. You should call first to find out what you need in terms of documentation. Borrow as little as you can when you take out a payday loan. Many people have emergencies come up and need extra cash, but the interest rate on a payday loan is much higher than what you would pay to a bank or credit card company. Keep the interest and other fees to a minimum by borrowing the least amount possible.

You will need a steady work history or verified income sources to get most dollars direct. A lot of payday loan places want you to be working for three months before giving you any money. You'll need to have some sort of employment verification, such as a pay-stub. Whenever you are filling out an application for a payday loan, you should always look for some sort of writing that says your information will not be sold or shared with anyone. Some payday lending sites will give important information away such as your address, social security number, etc. so make sure you avoid these companies.

If you are thinking about a payday loan, consider taking a cash advance on your credit card instead. Even if the interest on your credit card is high over 25% it is still cheaper than the interest rate on payday loan. With a fee of 15% on a two-week loan, which is pretty typical, the annual interest rate tops 400%. Make sure that you completely understand that a lender will have full access to your personal bank account information. You need to be aware of what this entails. If you happen to apply for a loan through a fraudulent website, your bank account might be cleaned out.

If you are applying for a payday loan online, try to avoid getting them from places that do not have clear contact information on their site. A lot of payday loan agencies are not in the country, and they will charge exorbitant fees. Make sure you are aware who you are lending from. dollars direct are not federally regulated. Therefore, the rules, fees and interest rates vary from state to state. New York, Arizona and other states have outlawed dollars direct so you need to make sure one of these loans is even an option for you. You also need to calculate the amount you will need to repay before accepting a payday loan.

The best advice you can get about dollars direct is that you should not use that type of loan unless absolutely necessary. It is relatively easy to get a payday loan by just signing your name, but some unforeseen situation may arise before you can pay for it and create an even more difficult circumstance. Always explore every option before deciding to accept a payday loan. Perhaps you can get the money from a family member or secure a bank loan, as this can help you save an enormous amount of interest. Since they are so pricey, it's wise to stay away from dollars direct, when possible.

If you are thinking about getting a payday loan, you must be sure to consider the interest rate. Every company will charge you a different interest rate than the other companies. Be sure to shop around. You can a great deal of money if, you find a payday loan with a relatively low rate. When you are applying for a payday loan, make sure that you are very truthful on your application. If you do not know the answer to some of the questions, take some time to speak with a representative. When you are honest, you will find that you have a lesser chance of getting a loan that you will not be able to repay.

Now you can make a better decision regarding dollars direct. Take what you've learned and use it to your advantage. Don't cause yourself stress over dollars direct. With what you've learned here, you should be confident in applying for a payday loan.

Warning About Borrowing

This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow: For information about other options for managing bills and debts,ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

  • Talk to your electricity,gas,phone or water providers to see if you can work out a payment plan
  • If you are on government benefits,ask if you can receive an advance from Centrelink:phone 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you

How much does it cost?

*799% APR Representative.

Representative Example: $200 borrowed for 30 days. Amount payable is $248. Interest and fees are $48.

Payday Loans have the following simple cost structure:

20% of principal amount (establishment fee)

+ 4% of principal amount per month.

See our charges page for more information on loan repayments.

What Happens If I Can't Repay On Time?

If you can't repay on time please let the lender know immediately so they can reschedule the repayment. The fee for missing repayments can vary with each lending but could be in the region of $35.

Your lender will endeavor to contact you to try and sort out an affordable arrangement. If your account continues to be unresolved, daily fees will accrue.

Contact Details

EasyPayday.com.au are a referrer of Pingtree PTY Ltd,

Level 3, Queen Adelaide Building, 112 Queen Street Brisbane QLD

Loans available to over-18s only, subject to status.

ACL Number (434380)

Registration Number: 159 893 491 I @ 2013

Pingtree PTY Ltd are an Australian based credit licensed finance broker. They attempt to match you with a reliable licensed lender willing to give you a short term loan.