Why use Easy Payday

Easy Payday is fast!

With our easy one-page application online, you can submit your details in less than two minutes. There is no need to fill out multiple pages which some other loan websites may use. Just fill out our one page application and hit the submit button to get your loan decision.


All circumstances considered.

At Easy Payday with our application system we will consider all circumstances and those with less than perfect credit, we will try to match you with a lender even if your credit record is not perfect. Meaning you have a higher chance of being accepted than with just single lender sites.


We are very flexible.

Loan amounts vary from $50 upto $1000 with terms upto 30 days. Unlike some other short term loan sites, you can apply for upto $1000 on your first application. Please note you may have a higher chance of being accepted if your very first loan application is no more than $500. Simply choose the amount you need at the top of the application page. 


We care about your security!

Our website and application online uses 256 Bit Strong SSL Encryption which means you can be sure your data is protected.

 Warning About Borrowing

This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow: For information about other options for managing bills and debts,ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

  • Talk to your electricity,gas,phone or water providers to see if you can work out a payment plan
  • If you are on government benefits,ask if you can receive an advance from Centrelink:phone 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you

How much does it cost?

Representative Example: $200 borrowed for 30 days. Amount payable is $248. Interest and fees are $48.

Payday Loans have the following simple cost structure:

20% of principal amount (establishment fee)

+ 4% of principal amount per month.

See our charges page for more information on loan repayments.

What Happens If I Can't Repay On Time?

If you can't repay on time please let the lender know immediately so they can reschedule the repayment. The fee for missing repayments can vary with each lending but could be in the region of $35.

Your lender will endeavor to contact you to try and sort out an affordable arrangement. If your account continues to be unresolved, daily fees will accrue.

Contact Details

EasyPayday.com.au are a referrer of Pingtree PTY Ltd,

Unit 4, 134 Constance Street, Fortitude Valley, Queensland 4006

Loans available to over-18s only, subject to status.

ACL Number (434380)

Registration Number: 159 893 491 I @ 2014

Pingtree PTY Ltd are an Australian based credit licensed finance broker. They attempt to match you with a reliable licensed lender willing to give you a short term loan.